What Does It Mean When A Car Is Deemed ‘Totalled’ Or A ‘Total Loss’
In the event of a bad vehicle accident, motor insurance sometimes deels the vehicle a total loss or totaled. A total loss is a situation in which a vehicle is damaged and the cost of repair and salvage would exceed the vehicle’s market value. Generally, the insurance provider will only pay out the lesser cost of buying a replacement vehicle, instead of paying to repair the old one to its previous state.
In many cases a vehicle designated as a “total loss” (commonly referred to as a vehicle being totaled) is sold by insurance companies to general public, auto dealers, auto brokers, or auto wreckers. If the vehicle is not severely damaged, it can soemtimes be restored to its original condition.
A professional mechanic or inspector should be consulted to make sure repairs are of proper quality. However, if the vehicle is severely damaged as standards set by state or provincial governments, the vehicle is dismantled by an auto wrecker and is sold as parts or scrapped.
If you have recently been in an accident and your vehicle has been deemed a “total loss” or “totaled”, McDonald Collision Center can walk you through the process of working with your vehicle insurance provider. McDonald Collision is your resource for any Colorado auto repair questions or concerns. The body shop services areas from Castle Rock, to Denver, to Colorado Springs, to Highlands Ranch.
For more information about McDonald Collision Center, give them a call at (303)795-7014.
McDonald Collision Center 8101 Southpark Way Littleton, CO 80120 (303)795-7014
OEM Factory Parts vs Aftermarket Parts
At some point in the life of your vehicle, you will likely need to replace some component or part. The process of finding an auto repair shop can be difficult enough but then the sonumer must also make the decision between using OEM (Original Equipment Manufacturer) or aftermarket parts. Hopefully, after understanding the drawbacks and benefits of these aftermarket parts will help every car owner decide what is best for their vehicle.
What Are Aftermarket Parts?
Aftermarket parts are parts for cars and trucks that do not originate from the cars manufacturer. These aftermarket parts and components, are not necessarily better than OEM replacements, which means that consumers must deal with reputable repair shops.
The aftermarket components are used in about eight out of ten independently owned repair shops (independently meaning shops that do not have associations with the car manufacturer). Dealership body shops use the official car components of that vehicle brand for your specific model all the time. In order to protect your warranty, it’s important inquire any independent repair shop to verify that the aftermarket parts meet that standard; otherwise, your may end up losing your warrenty.
Cost of Aftermarket Parts Vs. OEM
In most cases, aftermarket parts are somewhat less expensive than OEM replacements, although the amount saved is dependent on the brand of the part so there is no common rule about how much money a car owner is saving by using aftermarket components. Unfortunately, purchasing those lower-cost aftermarket parts may be of poor quality, meaning they will likely cost more in the long run.
Quality of Aftermarket Parts Vs. OEM
While the variety in aftermarket parts may be much larger than with OEM, the large number of companies producing aftermarket parts also means fewer controls on quality. As a consumer, you must be vigilant to ensure that the aftermarket parts you buy are not using inferior materials. In addition, the large selection can be confusing for many consumers. OEM parts are simpler to choose, as there is but one part that can be used.
Ultimately, whether you decide to go with OEM of Aftermarket parts it is important to find an auto body shop you know and trust. At McDonald Collision Center we can ensure we use the right parts and components for your specific vehicle regardless of make and model.
Located just south of Denver in Littleton, McDonald Collision is your Colorado Auto Body source providing high quality work for consumers throughout the Denver area.
For more information about OEM vs. Aftermarket Parts or to set up an appointment, give McDonald Collision a call at 303.795.7014
Hail Damage Repair: Fixing the Dents After A Hail Storm Hits
Hail damage is a prevalent problem throughout Colorado due to the yearly storms that strike all over the Denver area. While the size of the hail may vary, there is always hail damage to cars around throughout Colorado.
McDonald Collision Cener, an auto repair shop located just south of Denver, offers Paintless Dent Removal to get the dings out that are left on your vehicle after a hail storm hits.
Paintless Dent Removal is really an art form of metal shaping and shrinking. McDonald Collision has some of today’s finest craftsmen in the technique of metal shaping to make sure your vehicle looks like new. Paintless Dent Removal removes many types of minor dent damage from hail, rocks or door dings. This is done without the use of conventional auto body methods like sanding, body filler and painting.
McDonald Collision Center has been serving as a Denver area auto body shop for over ten years and continues to provide high quality auto repair for their customers in Littleton, Centennial, Parker, and Highlands Ranch just to name a few. The auto repair shop has been servicing vehicles of all makes and models and makes working with insurance companies easy.
For more information about McDonald Collision and their Denver Hail Damage repair give them a call at 303.795.7014 or stop by their location in Littleton.
Looking For A Denver Window Tinting Specialist?
LOOK NO FURTHER THAN MCDONALD COLLISION!
Here are just a few reasons to consider having your windows tinted:
- Heat rejection and a custom look for your auto are the two outstanding reasons most people consider auto window tinting.
- Glare reduction and protection from harmful UVA and UVB rays that harm you and your car’s interior. Medical experts and auto upholstery technicians both agree that the damaging UV rays from the sun, even on cloudy days, can harm our skin and auto interior
- Tinting has always been associated with increased security for your vehicle since it makes it difficult to see what is on the interior of your car.
- An overlooked safety aspect is in the event of an auto accident, window tinting can help shattered glass hold together helping to prevent it from spraying the inside of the vehicle
- Window tinting for your car improves the looks and protects your interior better than any other aftermarket product available!
The Denver Auto Body Shop uses the Charcool Window Films on the interior glass surfaces of your vehicle with a MADICO installer. MADICO warrants the film as long as you own your vehicle, protecting from fading, color change, cracking, crazing, delaminating, or adhesive failure.
For more information about McDonald Collision’s Vehicle Window Tinting in Denver, please call 303.795.7014. You can also visit our location located just south of Denver in Littleton.
Working With Insurance Companies: How To Avoid ‘Steering’
Car accidents can be so shocking and emotional that sometimes its easy to let theinsurance company tell you where you can have your car serviced and what they will cover.
If your insurance company claims that they will only cover repairs at a “preferred shop” for repairs it is important to remember that it is your choice where the vehicle will be repaired and the insurance company must cover the costs. Most states have legislation outlawing this practice of “steering” although in many cases the insurance companies ignore it.
“Steering” is prevalent because in some cases the insurance companies have negotiated with certain shops for discounts and price guarantees. In this circumstance, an effort to control costs may compromise the safety and quality of your repair!
Ultimately, it is your choice who repairs your vehicle. As for additional costs, the insurance company paying for repairs is required by law to pay the “market rates” based upon your location. As long as the shop follows industry repair guidelines and pricing, the insurance company will pay all costs relating to damages, less your deductible.
If you have been in an accident in the Denver area give our Denver auto body a call at 303.795.7014. We will walk you through the process every step of the way and make sure you get the service your vehicle needs.
McDonald Collision Center is located just south of Denver in Littleton.
McDonald Collision Center, Littleton Auto Body shop, offers tips for working with insurance companies after an accident
After an accident, the last thing you want to think about is dealing with auto insurance companies. You likely feel like you will just be taken advantage of or that you simply have no choice about where your car will be fixed.
Well that’s really not the case. In the state of Colorado it is your choice where to have your vehicle repaired after an accident. Regardless of who is at fault in an accident, you have the right to select the shop of your choice for repairs.
The Colorado law states that the insurance company or the person responsible for payment cannot determine where your vehicle is repaired and they are required to pay the “prevailing market rates” for repairs to you or the shop of your choosing. Select a reputable shop, ask for references, and make sure they see you as the customer- not the insurance company.
Don’t let the insurance company “steer” you to their “preferred shop”. I some cases, these shops use aftermarket parts rather than OEM. Instead, call our Littleton Collision Center. At McDonald Collision Center we work with the insurance companies so that you don’t have to. Plus, we work with absolutely all insurance companies and can help you through the entire process.
Regardless of where you decide to bring your car after a wreck- remember that it is YOUR CHOICE who fixes you vehicle.
Have more questions about working with insurance companies? Give us a call or stop by our Littleton auto repair located in Southpark.
Check out the link below to the the article featuring our Head of Fixed Operations, Al Anderson. The piece is about Lincoln College of Technology, the school Anderson graduated from before he joined our team at McDonald Automotive Group. Ready about the school’s new campus, amazing facilities, and the great skills they provide their students with!